This insurance policy is designed to meet the demands and needs of those who wish to insure their electronic appliances, household goods and/or mobile phones against accidental damage and breakdown. Key exclusions are documented in the Insurance Product Information Document, which includes a summary of what is and what is not insured. For a full list of exclusions, restrictions and the complaints procedure, please see the terms and conditions. Both of these documents can be found online via the Product care page. Leaflets are also available in Argos stores. Imagine accidentally stepping on your headphones, dropping your mobile phone, spilling coffee over your game console or the wheel of your toddler's pushchair coming loose. Accidents can be frustrating and faults can make your child's item unsafe to use. On top of that, there's the expense of having to buy a replacement. But with Argos Replacement Care, provided by the UK's leading specialist warranty provider Domestic & General, you can save yourself the hassle and pay nothing for replacements. What's included: Immediate accidental damage cover. Breakdown cover after your manufacturer's guarantee has ended. Instant replacement. Worldwide cover. The cost of replacing accessories originally purchased and provided with your product. Please note, for certain products the policy only provides accidental damage cover. For MP3 and MP4 Players, Headphones, Handheld Games Consoles, Camcorders, Cameras, Games Consoles, Wearable Tech and Mobile Phones under £50 if the product has a manufacturer's guarantee lasting 2 years or more, the policy will provide 2 years accidental damage cover. For General Electrical Products (such as Kettles, Fans, Irons, Microwaves, Console Controllers and other products), Set Top Boxes, DVD Players, Vacuum Cleaners, Sat Navs and TVs if the product has a manufacturer's guarantee lasting 3 years or more, the policy will provide 3 years accidental damage cover. What's not included: Loss, theft, cosmetic and deliberate damage. The cost of replacing accessories (other than those originally provided with your product) or consumables. Breakdown or accidental damage covered by another guarantee or warranty . Still not quite sure if you want Argos Replacement Care? You've got 45 days from the date you buy your item to get that extra reassurance. Just pop into store, with your receipt and one of our friendly colleagues will be happy to help. You can buy it right-there-and-then and you'll be covered right away. Phew, that's a relief! General information: For the full list of exclusions and restrictions, please see the terms and conditions before you buy, they are available online, or in a leaflet in Argos stores. Your statutory rights will not be affected when you buy a policy. These include the right to claim a refund, repair, or replacement for up to six years (in Scotland it's up to five years after you became aware, or could with reasonable diligence have become aware there was a problem) if your electrical goods were not of satisfactory quality or fit for purpose when they were sold to you. After the first six months, you will have to prove that the goods had a fault when sold to you. For further information about your statutory rights contact the Citizens Advice Bureau: 03444 111 444. You can buy a policy up to 45 days after buying your product. Any terms or offers, such as discounts and vouchers that are linked to the purchase of the policy will also remain available for 45 days from the date you purchase your product. The policy commences on the date it is purchased. Your policy will end after the duration specified on your receipt (unless ended in accordance with our terms and conditions). If we give you a replacement or vouchers for a replacement the policy will end immediately and no premium will be refunded. Your policy can be cancelled at any time. You will receive a full refund if you cancel within the 45 day cooling off period. After these 45 days, if you cancel your policy we will refund the premium paid for the remaining full months of your policy. Policies may be available from other providers. You may also be covered under your household contents insurance or other policies that you may hold. Domestic & General Insurance PLC is covered by the Financial Services Compensation Scheme. If we cannot meet our obligations to you under the policy, compensation may be available to cover these obligations. The compensation provides for 90% of any claim with no upper limit on the amount of the claim.