A piece of jewellery or a watch can mean a lot to us and damaging a precious item can be both stressful and upsetting. But with Argos Jewellery & Watch Care, provided by the UK's leading specialist warranty provider Domestic & General, there's less to worry about.

What's included:

• Immediate accidental damage cover.
• Theft with force or break-in.
• Instant replacement.
• For watches only, breakdown cover after your manufacturer's guarantee has ended.

What's not included:

• Theft without force, including pickpocketing.
• Loss and deliberate damage.
• The cost of replacing any consumables or accessories other than those provided with the product.
• For watches only, breakdowns covered by another guarantee or warranty.
• For watches only, cosmetic damage such as scratches, dents or any other type of damage that does not affect how the product works.

General information:

For a full list of exclusions and restrictions and terms & conditions, please see Argos Jewellery & Watch Care leaflet at the till. In addition, key information about the policy can be found in the Insurance Product Information Document (IPID), at the back of the leaflet. Jewellery Care is for up to 2 years including any manufacturer's guarantee, Watch Care is for up to 3 years including any manufacturer's guarantee. Note this policy does not include cover for smart watches. Your statutory rights will not be affected when you buy a policy. These include the right to claim a refund, repair, or replacement for up to six years (in Scotland it's up to five years after you became aware, or could with reasonable diligence have become aware there was a problem) if your electrical goods were not of satisfactory quality or fit for purpose when they were sold to you. After the first six months, you will have to prove that the goods had a fault when sold to you. For further information about your statutory rights contact the Citizens Advice Bureau: 03444 111 444.

Policies may be available from other providers. You may also be covered under your household contents insurance or other policies that you may hold. You can buy a policy up to 45 days after buying your product. Any terms or offers, such as discounts and vouchers that are linked to the purchase of the policy will also remain available for 45 days from the date you purchase your product. The policy commences on the date it is purchased. Your policy will end after the duration specified on your receipt (unless ended in accordance with our terms and conditions). If we give you a replacement or vouchers for a replacement the policy will end immediately and no premium will be refunded. Your policy can be cancelled at any time. You will receive a full refund if you cancel within the 45 day cooling off period. After these 45 days, if you cancel your policy we will refund the premium paid for the remaining full months of your policy. Domestic & General Insurance PLC is covered by the Financial Services Compensation Scheme. If we cannot meet our obligations to you under the policy, compensation may be available to cover these obligations. The compensation provides for 90% of any claim with no upper limit on the amount of the claim.